Insurance Guru follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services’ analytics. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information.
Cookies and Web Beacons
Like any other website, Insurance Guru uses ‘cookies’. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing our web page content based on visitors’ browser type and/or other information.
Third party Links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
Other personal data we collect and why we collect it
In order to provide you with a quotation or an assessment of your needs, our online forms collect your name, email address, telephone number and other biodata such as your age, gender and lifestyle habits such as smoking status. This information is needed to enable the underwriters we work with to come up with a risk-based quotation. We do not share this information with anyone else except underwriters. We also do not sell this information or manipulate it in any way for commercial benefit. We make use of Google Forms to collect this data. Our use of Google Forms is not an endorsement by Google. By completing any of our online forms, you consent to the use of your data in the manner described.
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.
Insurance Guru does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.